Who is MyRate?

MyRate is an industry leading direct non-bank lender. All MyRate loans are securely funded by ING Bank (Australia) Limited.

MyRate's Mission

To make smart use of technology to provide consumers with great mortgage products and one of the lowest interest rates in the country with no fees.

MyRate's Vision

To continue to be recognised as Australia's leader in direct lending, providing consumers with a securely funded, low interest rate alternative to the big banks.

Our people


		Management Kevin Sherman (MD) - Former Accenture management consultant. Leon Kamenev (CEO) - Former CEO of HotelClub and RatesToGo. Dan Katz (Director) - Former GM HotelClub and RatesToGo.



Administration Our helpful office staff ensures that everything and everyone is being looked after.	IT and Support Responsible for ensuring that our website and systems are always running smoothly and constantly innovating better ways to do things.	Loan Processing The true engine of our success - responsible for valuations, credit approvals, variations and settlements.

The smart lender

The key to our advantage is that we are an internet business. We use technology to create a smart, hassle-free service for our customers and when you deal directly with us, there are also no middle men to pay either. Best of all, because you apply and manage your account online, you save money.

MyRate service

Low interest rates don't mean you get thin service. MyRate simply does not cut corners on the service we provide to our customers. Our friendly expert consultants are available to answer any queries and sort out any problems you may have and we even have a 5-Day formal approval guarantee. To see what some of our customers have to say about MyRate click here.